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R1 857.00

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* Terms and Conditions apply

Why use Loanshop?


We are Super Fast!

We make use of the latest technology to get you an answer immediately!

Instant Cash loans into your Bank Account

Paid into your Bank Account

We pay your loan into your bank account so that it's available within hours.

Fast online loans

Its all online!

The entire loan application is done electronically, no paperwork!

More FAQ's
* Terms, Conditions and Fees
  • Service fee of R50.00 per month
  • Initiation fee 15% on first R1000.00, thereafter 10% on the value above R1000.00, to a max of R1000.00
  • Interest rate 0.17% per day (5% per month or 60% annually)

Our sliders include Credit Life Insurance of 1% of Capital + Initiation fee + interest. Thus in the case of retrenchment or disability, your loan is paid in full.
In the case of death your loan will be paid in full and your family will receive R5000 as benefit!
Credit life insurance is compulsory on our loans to protect you, but you are welcome to supply us with your own credit life insurance should you not want our product
Interest & Fees calculated as on the regulations set out in Chapter 5 of the NCA no.34 of 2005

Non payment procedures

Loanshop is a responsible lender. We do affordability assessments before granting a loan. It is therefor your responsibility to ensure there are enough funds available on the agreed payment date as this will ensure the agreed terms remain the same. Should payments decline we will do our best to contact you on that day. (Your own bank charges may apply). We will try and resolve the payment issue within a reasonable manner through our collections team however interest and fees may apply if payment date is missed. If your financial situation has changed we can discuss alternative plans. We will not continue to hit / debit your account but after 90 days the account is passed onto our external collectors. Such an outstanding amount will be reported to the relevant credit bureaus, which will remain on your credit record. We will also not be able to lend to you again should this happen.

  • Thanks to Loanshop I was able to buy my new Reebok running shoes just before the Ironman and put up my personal best time!! Jaco Buys

Visit Our Shop

4th Floor, Sunnypark Shopping Centre
Cnr Steve Biko & Robert Sobukwe Streets

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